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American Life Insurance is a company located within 50 states, and is a fully licensed company, whose products is completely Internet-based and indicated to enable the management and purchase of insurance policies on-line. The company was established in 1955 and offers its products such as life insurance and annuities in 50 states of America. American life insurance is based in New York. The company’s policy amount represents the death benefit proceeds insurer’s beneficiary will receive upon the insurer’s death.
Face amount for this policy range from $50,000 to $150,000 dollars. Insurance coverage starts immediately after you agree to purchase and sign the American life insurance policy online. The insurer’s medical information is shared only with American’s life company’s re-insurance partner’s confidentiality. The company’s partners include reinsurance group of America and Lincoln Re. American life insurance accepts payments by credit cards and electronic funds transfer through the individual’s checking account. This is an automatic deduction from a checking account. You may change your method of premium payment at any time. American life products and services are fully paperless. Premium payments are automatically deducted from your bank checking account or from your credit card. With each payment the company creates a premium confirmation notice that you may find in your online account under account history-billing. You may include in your insurance policy unlimited number of beneficiaries. In case if you commit suicide within the suicide clause time frame noticed in your policy, American life will not pay any death benefits to your beneficiary and will only refund the premiums paid by you. You should also know that there is no cash that gets accumulated with your policy.
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